If I have Critical Illness Cover, do I also need medical aid?

The short answer is YES.The long answer? Still yes! 🤣 

While medical aid is designed to pay for your medical expenses, they have lots of rules about the types of expenses covered, where you can get treatment, the number of times you have to go the gym to get points, etc.

‍Critical Illness Cover helps with the extra, over-and-above expenses that you might have if you were to be diagnosed with cancer or one of the other severe conditions we cover. That could include things like hiring a nurse to take care of you, adjustments to your house or expensive treatments that medical aids might not cover. 

With this kind of cover, you get a lump sum to spend however you like. So go ahead and get that experimental treatment in the Bahamas, if you want to, or just tick some stuff off your bucket list.