What is the difference between Indie Assist and Indie Shield?
Both Indie Assist and Indie Shield pay if you die, but the way that they pay differs. Shield pays a single lump sum (to cover debt), while Assist pays dependants a monthly income (for ongoing expenses).
Both products allow you to choose your premium, and automatically adjust your cover to suit, so essentially, they're equally cost effective.
Knowing which product to choose really depends on your needs.