When won’t I get my Wealth Bonus?
If you leave, you LOSE your unlocked Wealth Bonus. If you don't have an active, premium-paying policy when you turn 70, you won't get your full, unlocked Wealth Bonus.
The reasons you might be in this position are:
- You choose to lapse your policy before you turn 70
- You die before you turn 70
(That's right, if you die before you turn 70, the part of your Wealth Bonus that’s still locked does not get paid to your estate or beneficiaries.)