Income Protection

If you become disabled and can't work, we pay you an income.

Get a Quote OnlineCall Me Back

Income Protection that also Creates Wealth

If poop hits the fan and you become permanently or temporarily disabled (and can’t work to earn money, as a result), Indie Preserve pays you a dependable monthly income. And every premium you pay creates wealth for your future with a growing investment we call Bounty.

The only income protection that comes with an investment

Only Indie matches up to 100% of your monthly premium in an investment that creates wealth for your future.

Cover that works if you can’t

If you become disabled and can’t work, we pay you a tax-free income that increases each year so inflation doesn’t eat into your payout.

Keeps you going

Your cover kicks in for disabilities that last for more than 21 days and continues until you recover or when you turn 70.

Do everything online, in no time

You can get a guaranteed quote in just 6 minutes and pay online.

Flexible Premiums

You can skip a premium at any time. If you do, we’ll reduce your cover temporarily until you’ve paid 6 consecutive premiums.

Instant cover

Indie cover starts immediately, before you've paid a premium. Even if we need supporting documentation.
How Much Bounty Will Indie Invest in You Monthly?
Your Monthly Bounty
R 0
Get a Quote
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Oops! Something went wrong while submitting the form

Answers to Frequently Asked Questions

Do I need income protection?
How much income protection do I need?
How will the Indie Preserve income be paid?
How long will the income payment last?
Can my claim income be stopped?
Is the claim payment taxable?
How do the income protection premiums work?
Can I skip premiums?
When doesn’t Indie Preserve income cover pay out?

Not sure what you need? Find out with a Free Indie Plan.

Indie uses smart technology to help you understand what insurance you need, online in just minutes. If you like what you see you can buy online too.

Get Your Indie Plan



Disability Cover

If you become disabled, we help you start over with a single lump-sum payout



Critical Illness Cover

If you get Cancer or another serious condition, we help you conquer it.



Life Insurance Cover

If you die, we help to settle your debts, with a single lump-sum payout.


If you become disabled and can't work, we pay you an income.

See More


If you die, we pay your dependants an income.

See More


If you become disabled, we help you start over.

See More