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Indie Shield

Life Insurance Cover

If you die, we help to settle your debts, with a single lump-sum payout.


Early payment if terminal disease diagnosis


Free built-in Wealth Bonus


Instant cover

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Instant, online, in minutes


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How it works

Innovative Funeral Cover that doubles and rewards you with wealth.

Make sure you and up to 20 loved ones have everything you need for a dignified funeral. We'll automatically double everyone's cover after 2 years, free of charge. And we'll reward you with a growing Wealth Bonus for every member you add.


Calculate your Wealth Bonus. Get a quick quote.

Quickly see what you’ll pay and how much Wealth Bonus you’ll receive.

How much cover would you like?

My Cover

Additional lives

Who would you like cover for?

Get cover for up to additional people.

Add up to another people.

Total Premium


A free Wealth Bonus

This could be worth at age 70.

Let us call you

Projections are based on general assumptions and not guaranteed.


Indie Shield

Pays a once-off lump-sum of up to R10 Million, if you die.

Everything you need to know about Indie Shield including the cover, payouts, claims, premiums and more.

How much Life Cover do I need?

Everyone has different debt needs. Essentially, you should take into account your current outstanding debt and subtract any existing life insurance cover you have. The gap between the two should be the amount of Indie Shield cover you go for.

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Indie Shield

How are Indie Shield claims paid?

Claims are paid as fast as possible. How long that’ll take depends on the nature of the claim, as well as how quickly we’re given the claims documentation....

More about claims & payouts

Can I skip premiums?

You can skip a premium at any time. If you do, we’ll reduce your cover temporarily until you’ve paid 6 consecutive premiums...

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Indie Shield

Will the cover amount change?

Your Indie Shield cover will stay constant over time, unless you choose to adjust your cover amount. At any time you can lower your cover, or increase your cover, or remove Indie Shield altogether...

More about the cover


Insure your life, and Indie will invest in you.

Indie matches up to 100% of your life insurance premium and invests it for you at no extra cost. Every premium helps create wealth for your future.

Why Indie

Simpler, smarter, more rewarding Life Insurance.

We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.


Get a free Wealth Bonus


Do everything online, in no time


Indie cover starts immediately


Qualified support when you need it


Insurance, at the best possible price


No paperwork, no jargon

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Indie Plan

Not sure what insurance you need? We can help.


Answer a few simple questions.


We'll show you a plan and quote.


Save your plan for later or get covered today.

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100% no obligation to accept.

Get life insurance.
Get a Wealth Bonus.
Get living.

Only Indie gives you an investment that creates wealth while you insure yourself.

Get started

Instant, online, in minutes


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